Deduction Disallowed for Expenses Paid with PPP Funds

November 27, 2020 Written by

Well, we’ve been talking about this all year and now it’s final. On November 18, the IRS just issued a Revenue Ruling 2020-27 that determines that if a PPP Borrower reasonably expects to have the PPP loan forgiven, the borrower is not allowed to deduct eligible expenses in its 2020 taxable year. This is regardless of whether or not the Borrower has filed its application for forgiveness and even if the Lender has not notified the Borrower prior to the end of the tax year.

There is a safe harbor under Revenue Procedure 2020-51 if the application is denied in whole or in part or if the Borrower decides not to apply for forgiveness.

At this late date in the year, this is certainly an unwelcome bit of news as we approach rthe end of the 2020 tax year.

As always, feel free to contact the office for additional information.

 

 

 

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Written by: Doug Rodrigues